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Three people charged with crimes related to insurance fraud in Yakima County

February 4, 2022

OLYMPIA, Wash. — Three people have been charged in Yakima County Superior Court with multiple felonies after two investigations by Insurance Commissioner Mike Kreidler’s Criminal Investigations Unit (CIU).

In the first case, Joseph Calvert was charged with two counts of false statement or evidence, two counts of attempted first-degree robbery, and one count of false or misleading statement to a public official. The charges were made in connection with a home insurance claim in April 2020 and an auto insurance claim in May 2020.

According to the investigation, Calvert filed claims with his homeowners insurance, Homesite, and auto insurance, Metromile, saying he drove his 2010 BMW X5 into an automatic lift installed in his garage. The homeowner’s claim was estimated at $10,651 for elevator and garage floor damage, and the automobile claim was estimated at $7,916. Investigators found that Calvert had previously filed claims for the same damages with other companies with which he was previously insured. GEICO had already paid $10,986 to the bank that held Calvert’s auto loan, and Farmer’s Insurance had paid $6,188 for damage to the vehicle’s lift and garage floor. The insurers referred the claims to Kreidler’s CIU, as required by state law.

In the second case, Andrew Rodriguez and Marisa Lopez were each charged with one count of first-degree larceny and one count of criminal conspiracy to commit first-degree theft in connection with an insurance claim. automobile.

According to the investigation, Rodriguez filed a claim with National General Insurance in October 2017 for a collision involving a loaner car he was driving while his insured vehicle was being repaired. Rodriguez told investigators that while he was driving the loan car, a 2017 Nissan Versa, his children distracted him and he overturned the car in front of him. The insurer paid more than $14,000 for the total loss of the loan car and nearly $3,000 to the other driver for damage caused by the accident. In 2018, the insurer found evidence that the driver was in fact Lopez, who was specifically excluded from Rodriguez’s policy. Because it was specifically excluded, any damage caused by it would not be covered by the policy. The insurer referred the case to Kreidler’s CIU, as required by state law.

Kreidler’s CIU investigates insurance fraud and works with the Washington State Patrol and state and local prosecutors on criminal cases. Insurance fraud costs the average family $400 to $700 a year in increased premiums. Insurance companies are required by law to report fraud to the Commissioner.

Consumers can report suspected insurance fraud to Kreidler investigators.